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Premium Audit Defense and Premium Overcharge Recovery

Our firm has represented numerous commercial policyholders in premium audit and collection disputes.  Our years of experience in this field have provided us with an in depth knowledge of commercial policy forms, rating plan filings and rating procedures, and state statutory and regulatory requirements bearing on the calculation of premium for commercial lines policies.  We also represent policyholders seeking the refund of premium overcharges resulting from misclassified exposures, unpursued or unreported subrogation recoveries, miscalculation of workers' compensation experience modification factors, and misapplication of other rating factors.
 
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